Terms and Conditions – The Modern Insurance Agency
Effective Date: 01/02/2026
By accessing or using the website of The Modern Insurance Agency (“we,” “our,” or “us”), you agree to the following Terms and Conditions.
Use of Website
This website is intended for individuals seeking information, quotes, or services related to insurance products. You agree to use this website only for lawful purposes and not to misuse or attempt to gain unauthorized access to any systems or data.
No Guarantee of Coverage or Rates
Any quotes, estimates, or information provided through this website are for informational purposes only and are not guarantees of coverage, pricing, or eligibility. Final terms are determined by the insurance carrier upon underwriting approval.
Information Accuracy
You agree that all information you provide, including personal details such as date of birth and Social Security number, is accurate and complete. Providing false or incomplete information may affect your eligibility for coverage.
Consent to Communications (TCPA Compliance)
By submitting your information through our website, you provide express written consent to receive calls, text messages, and emails from The Modern Insurance Agency, including via automated dialing systems or prerecorded messages, at the contact information you provide. Consent is not a condition of purchase. Message and data rates may apply. You may opt out at any time by replying “STOP” to text messages or contacting us directly.
Use of Personal Information
Your personal information will be collected, stored, and used in accordance with our Privacy Policy. We may share your information with insurance carriers and service providers solely for the purpose of providing quotes, underwriting, and servicing policies.
Data Security
We take reasonable measures to protect your information, including the use of secure, encrypted cloud-based systems and restricted access to authorized personnel.
Intellectual Property
All content on this website, including text, logos, and design, is the property of The Modern Insurance Agency and may not be copied, distributed, or used without permission.
Limitation of Liability
The Modern Insurance Agency is not liable for any damages arising from the use of this website or reliance on information provided, to the fullest extent permitted by law.
Third-Party Links
This website may contain links to third-party websites. We are not responsible for the content or privacy practices of those sites.
Changes to Terms
We reserve the right to update or modify these Terms and Conditions at any time. Updates will be posted on this page.
Contact Information
Email: support@tmiagent.com
Phone: 1-877-694-3612